.site-header{position:sticky;top:0;z-index:200;background:rgba(255,255,255,0.92);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid transparent;transition:var(--transition-normal)}.site-header.scrolled{border-bottom-color:var(--border-light);box-shadow:var(--shadow-sm)}.nav-container{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;padding-top:1.35rem;padding-bottom:1.35rem;transition:var(--transition-normal);max-width:1800px}.site-header.scrolled .nav-container{padding-top:0.75rem;padding-bottom:0.75rem}.brand-logo-link{display:flex;align-items:center;flex-shrink:0}.brand-logo-img{height:72px;width:auto;transition:var(--transition-normal)}.site-header.scrolled .brand-logo-img{height:52px}@media (max-width:480px){.brand-logo-img{height:46px}}.nav-menu{display:flex;align-items:center;gap:0.05rem;flex:1;justify-content:center;min-width:0}.nav-item{position:relative}.nav-link{display:flex;align-items:center;gap:0.3rem;padding:0.8rem 0.75rem;font-family:'Outfit',sans-serif;font-weight:600;font-size:1.05rem;color:var(--text-main);border-radius:var(--radius-sm);white-space:nowrap}.nav-link:hover,.nav-link.active{color:var(--orange)}.dropdown-menu{position:absolute;top:calc(100% + 0.5rem);left:0;min-width:280px;background:var(--bg-white);border:1px solid var(--border-light);border-radius:var(--radius-md);box-shadow:var(--shadow-lg);padding:0.6rem;opacity:0;visibility:hidden;transform:translateY(8px);transition:var(--transition-fast);z-index:50}.nav-menu>.nav-item:nth-last-child(-n+2) .dropdown-menu{left:auto;right:0}.nav-item:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}.dropdown-item{display:block;padding:0.65rem 0.85rem;font-size:0.88rem;font-weight:500;color:var(--text-main);border-radius:var(--radius-sm)}.dropdown-item:hover{background:var(--bg-alt);color:var(--orange)}.header-actions{display:flex;align-items:center;gap:0.85rem;flex-shrink:0}.phone-cta{display:flex;align-items:center;gap:0.5rem;font-weight:700;font-size:0.88rem;color:var(--navy);white-space:nowrap}.phone-cta i{color:var(--orange)}.mobile-toggle{display:none;width:42px;height:42px;align-items:center;justify-content:center;background:rgba(46,48,146,0.06);border:none;border-radius:var(--radius-sm);color:var(--navy);font-size:1.1rem}.mobile-menu{display:none;position:fixed;inset:0;max-width:100vw;background:var(--bg-white);z-index:300;padding:1.25rem 1.5rem 2rem;overflow-y:auto;overflow-x:hidden;transform:translateX(100%);transition:transform 0.3s ease}.mobile-menu.open{transform:translateX(0)}.mobile-menu-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.5rem}.mobile-menu-close{width:42px;height:42px;display:flex;align-items:center;justify-content:center;background:var(--bg-alt);border:none;border-radius:var(--radius-sm);font-size:1.1rem;color:var(--navy)}.mobile-nav-link{display:block;padding:0.9rem 0;font-family:'Outfit',sans-serif;font-weight:700;font-size:1.05rem;color:var(--navy);border-bottom:1px solid var(--border-light)}.mobile-nav-group{margin-bottom:0.5rem;border-bottom:1px solid var(--border-light)}.mobile-nav-group-trigger{display:flex;align-items:center;justify-content:space-between;width:100%;padding:0.9rem 0;background:none;border:none;font-family:'Outfit',sans-serif;font-weight:700;font-size:1.05rem;color:var(--navy);text-align:left}.mobile-nav-group-trigger i{font-size:0.85rem;color:var(--text-muted);transition:var(--transition-normal)}.mobile-nav-group.active .mobile-nav-group-trigger i{transform:rotate(180deg)}.mobile-nav-group-panel{display:grid;grid-template-rows:0fr;transition:grid-template-rows 0.3s ease}.mobile-nav-group.active .mobile-nav-group-panel{grid-template-rows:1fr}.mobile-nav-group-inner{overflow:hidden;min-height:0}.mobile-sub-link{display:block;padding:0.6rem 0 0.6rem 1rem;font-size:0.9rem;color:var(--text-muted)}@media (max-width:1800px){.nav-menu{display:none}.mobile-toggle{display:flex}.mobile-menu{display:block}}@media (max-width:768px){.phone-cta,.header-actions .review-badge{display:none}}.breadcrumb{display:flex;flex-wrap:wrap;gap:0.4rem;align-items:center;font-size:0.82rem;color:var(--text-muted);padding:1.25rem 0}.breadcrumb a{color:var(--text-muted);font-weight:600}.breadcrumb a:hover{color:var(--orange)}.breadcrumb .sep{opacity:0.5}.breadcrumb .current{color:var(--navy);font-weight:700}.hero-section{padding:4rem 0 5rem;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr 0.9fr;gap:3.5rem;align-items:center}@media (max-width:980px){.hero-grid{grid-template-columns:1fr;gap:2.5rem}}.hero-badge{display:inline-flex;align-items:center;gap:0.5rem;background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.18);color:#fff;font-size:0.82rem;font-weight:700;padding:0.55rem 1.1rem;border-radius:var(--radius-pill);margin-bottom:1.5rem}.hero-title{font-size:clamp(2.2rem,4.6vw,3.6rem);font-weight:900;letter-spacing:-0.02em;margin-bottom:1.3rem}.hero-description{font-size:1.08rem;max-width:560px;margin-bottom:2rem}.hero-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:1.5rem}.metric-card{background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.14);border-radius:var(--radius-md);padding:1.1rem}.metric-num{font-family:'Outfit',sans-serif;font-weight:900;font-size:1.6rem;color:#fff}.metric-label{font-size:0.78rem;color:rgba(255,255,255,0.7);font-weight:600;margin-top:0.2rem}@media (max-width:768px){.hero-metrics{grid-template-columns:repeat(2,1fr)}}.hero-rate-bar{display:flex;margin-bottom:1.5rem;border-radius:10px;overflow:hidden;border:1px solid rgba(255,255,255,0.16);background:rgba(255,255,255,0.05);position:relative}.hero-rate-cell{flex:1;padding:0.85rem 1.1rem;display:flex;align-items:center;position:relative;z-index:1}.hero-rate-cell + .hero-rate-cell{border-left:1px solid rgba(255,255,255,0.14)}.hero-rate-num{font-family:'Outfit',sans-serif;font-weight:900;font-size:1.5rem;line-height:1}.hero-rate-cell.private .hero-rate-num{color:var(--orange)}.hero-rate-cell.blender .hero-rate-num{color:#fff}.hero-rate-label{font-size:0.72rem;color:rgba(255,255,255,0.65);text-transform:uppercase;letter-spacing:0.04em;margin-top:0.15rem}.hero-rate-bar::after{content:"";position:absolute;inset:0;z-index:2;pointer-events:none;background:linear-gradient(100deg,transparent 22%,rgba(255,255,255,0.4) 48%,transparent 74%);background-size:250% 100%;background-position:130% 0;animation:hero-rate-sheen 2.2s ease-in-out infinite}@keyframes hero-rate-sheen{0%{background-position:130% 0}55%{background-position:-30% 0}100%{background-position:-30% 0}}@media (prefers-reduced-motion:reduce){.hero-rate-bar::after{animation:none;display:none}}@media (max-width:640px){.hero-rate-bar{flex-direction:column}.hero-rate-cell + .hero-rate-cell{border-left:none;border-top:1px solid rgba(255,255,255,0.14)}}@media (max-width:560px){.hero-metrics{grid-template-columns:1fr}}.hero-calc-card{background:#fff;border-radius:var(--radius-lg);padding:2rem;box-shadow:var(--shadow-lg);color:var(--text-main)}.calc-title{font-family:'Outfit',sans-serif;font-weight:800;font-size:1.05rem;color:var(--navy);margin-bottom:0.25rem}.calc-subtitle{font-size:0.85rem;color:var(--text-muted);margin-bottom:1.5rem}.calc-result-box{background:var(--navy-deep);background-image:linear-gradient(135deg,rgba(241,90,36,0.18),transparent 60%);border-radius:var(--radius-md);padding:1.25rem 1.5rem;margin-top:0.5rem}.calc-result-val{font-family:'Outfit',sans-serif;font-weight:900;font-size:2.1rem;color:#fff;margin:0.15rem 0}.page-hero{padding:3.5rem 0 3rem}.page-hero .hero-title{font-size:clamp(1.9rem,3.6vw,2.8rem)}.page-hero-inner{max-width:780px}.case-card{background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.14);border-radius:var(--radius-md);padding:1.75rem}.case-badge{display:inline-block;font-size:0.72rem;font-weight:800;letter-spacing:0.08em;text-transform:uppercase;color:var(--orange);background:rgba(241,90,36,0.15);padding:0.3rem 0.7rem;border-radius:var(--radius-pill);margin-bottom:0.9rem}.stat-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;text-align:center}.stat-strip.cols-5{grid-template-columns:repeat(5,1fr)}@media (max-width:768px){.stat-strip,.stat-strip.cols-5,.stat-strip.cols-4{grid-template-columns:repeat(2,1fr)}.stat-strip.cols-3{grid-template-columns:1fr}}.stat-item .stat-num{font-family:'Outfit',sans-serif;font-weight:900;font-size:2.1rem;color:var(--navy)}.bg-navy .stat-item .stat-num{color:#fff}.stat-item .stat-label{font-size:0.82rem;color:var(--text-muted);font-weight:600}.bg-navy .stat-item .stat-label{color:rgba(255,255,255,0.72)}.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}.process-grid.cols-5{grid-template-columns:repeat(5,1fr)}@media (max-width:980px){.process-grid,.process-grid.cols-5,.process-grid.cols-4{grid-template-columns:repeat(2,1fr)}}@media (max-width:560px){.process-grid,.process-grid.cols-5,.process-grid.cols-4{grid-template-columns:1fr}}.process-step{position:relative;padding-top:0.5rem}.process-num{width:46px;height:46px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:var(--bg-white);border:2.5px solid var(--orange);font-family:'Outfit',sans-serif;font-weight:900;font-size:1.05rem;color:var(--orange);margin-bottom:1rem;position:relative;z-index:2}@media (min-width:981px){.process-step:not(:last-child)::after{content:'';position:absolute;top:23px;left:calc(50% + 23px);width:calc(100% - 46px);height:2px;background-image:repeating-linear-gradient(to right,var(--orange) 0 6px,transparent 6px 12px);opacity:0.5;z-index:1}}.faq-grid{display:grid;grid-template-columns:0.8fr 1.2fr;gap:3rem}@media (max-width:860px){.faq-grid{grid-template-columns:1fr;gap:2rem}}.blog-card{background:var(--bg-white);border:1px solid var(--border-light);border-radius:var(--radius-md);overflow:hidden;box-shadow:var(--shadow-sm);transition:var(--transition-normal);height:100%;display:flex;flex-direction:column}.blog-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}.blog-card-img{height:190px;width:100%;background-size:cover;background-position:center}.blog-card-body{padding:1.5rem;display:flex;flex-direction:column;flex:1}.blog-tag{font-size:0.72rem;font-weight:800;letter-spacing:0.08em;text-transform:uppercase;color:var(--orange);margin-bottom:0.6rem}.blog-card-title{font-size:1.08rem;margin-bottom:0.6rem}.blog-meta{font-size:0.85rem;font-weight:600;color:var(--text-muted);margin-top:auto;padding-top:1rem;display:flex;gap:0.75rem;align-items:center}.author-chip{display:flex;align-items:center;gap:0.6rem}.author-avatar{width:46px;height:46px;border-radius:50%;background:var(--navy);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800;font-size:0.85rem;flex-shrink:0;overflow:hidden}.author-avatar img{width:100%;height:100%;object-fit:cover;object-position:top center}.team-card{text-align:center;scroll-margin-top:140px}.team-avatar{width:120px;height:120px;border-radius:50%;margin:0 auto 1.1rem;background:linear-gradient(135deg,var(--navy),var(--navy-light));display:flex;align-items:center;justify-content:center;color:#fff;font-family:'Outfit',sans-serif;font-weight:800;font-size:1.8rem;overflow:hidden}.team-avatar img{width:100%;height:100%;object-fit:cover;object-position:top center}.team-name{font-size:1.1rem;margin-bottom:0.15rem}.team-role{font-size:0.85rem;color:var(--orange);font-weight:700;margin-bottom:0.75rem}.photo-placeholder{border-radius:var(--radius-md);background:linear-gradient(135deg,rgba(46,48,146,0.12),rgba(241,90,36,0.12));display:flex;align-items:center;justify-content:center;color:var(--navy);font-size:1.6rem;border:1.5px dashed var(--border-navy);min-height:220px}.site-footer{background:var(--bg-white);border-top:1px solid var(--border-light);padding-top:4rem}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr 1fr;gap:2rem;padding-bottom:3rem}@media (max-width:980px){.footer-grid{grid-template-columns:1fr 1fr 1fr}}@media (max-width:640px){.footer-grid{grid-template-columns:1fr}}.footer-grid .footer-col-title{font-size:0.92rem;color:var(--navy);margin:0}.footer-links li{margin-bottom:0.65rem}.footer-links a{font-size:0.88rem;color:var(--text-muted)}.footer-links a:hover{color:var(--orange)}.footer-social{display:flex;gap:0.75rem;margin-top:1rem}.footer-social a{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--border-light);color:var(--navy);font-size:0.95rem;transition:background 0.2s,color 0.2s}.footer-social a:hover{background:var(--orange);color:#fff}.footer-accordion summary{list-style:none}.footer-accordion summary::-webkit-details-marker{display:none}.footer-col-title-wrap{display:flex;align-items:center;justify-content:space-between;margin-bottom:1rem}.footer-accordion .accordion-icon{display:none;color:var(--text-muted);font-size:0.8rem;transition:transform 0.2s ease}.footer-accordion .footer-links{margin:0}@media (min-width:641px){.footer-accordion summary{pointer-events:none}}@media (max-width:640px){.footer-accordion summary{cursor:pointer}.footer-col-title-wrap{margin-bottom:0;padding:0.9rem 0;border-bottom:1px solid var(--border-light)}.footer-accordion .accordion-icon{display:inline-block}.footer-accordion[open] .accordion-icon{transform:rotate(180deg)}.footer-accordion .footer-links{padding:0.9rem 0}}.brokerage-strip{border-top:1px solid var(--border-light);padding:1.5rem 0 0;display:flex;align-items:center;gap:1rem;flex-wrap:wrap}.brokerage-strip-logo{height:44px;width:auto}.brokerage-strip-text{font-size:0.78rem;color:var(--text-muted)}.compliance-box{border-top:1px solid var(--border-light);padding:1.75rem 0;font-size:0.78rem;line-height:1.7;color:var(--text-muted)}.footer-bottom{border-top:1px solid var(--border-light);padding:1.25rem 0 2rem;font-size:0.82rem;color:var(--text-muted);display:flex;flex-wrap:wrap;gap:0.5rem 1.25rem;justify-content:space-between}.footer-bottom a{color:var(--text-muted);font-weight:600}.footer-bottom a:hover{color:var(--orange)}.lead-form-card{background:var(--bg-white);border:2px solid var(--navy);border-radius:var(--radius-lg);padding:2.25rem;box-shadow:var(--shadow-lg)}.form-response{font-size:0.85rem;margin-top:0.75rem;font-weight:600}.form-response.success{color:#16794C}.form-response.error{color:#C4331F}.chat-trigger{position:fixed;bottom:1.5rem;right:1.5rem;z-index:400;width:60px;height:60px;border-radius:50%;background:var(--orange);color:#fff;border:none;display:flex;align-items:center;justify-content:center;font-size:1.4rem;box-shadow:0 12px 28px var(--orange-glow)}.chat-trigger .dot{position:absolute;top:6px;right:6px;width:12px;height:12px;background:#16794C;border-radius:50%;border:2px solid #fff}.chat-modal{position:fixed;bottom:6rem;right:1.5rem;z-index:400;width:360px;max-width:calc(100vw - 2rem);height:500px;max-height:calc(100vh - 8rem);background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);display:none;flex-direction:column;overflow:hidden;border:1px solid var(--border-light)}.chat-modal.open{display:flex}.chat-modal.minimized{height:auto;max-height:none}@media (min-width:900px){.chat-modal{width:420px;height:640px;max-height:calc(100vh - 8rem)}}.chat-modal.minimized .chat-body,.chat-modal.minimized .chat-quick-replies,.chat-modal.minimized .chat-input-row,.chat-modal.minimized .chat-disclaimer{display:none}.chat-header{background:var(--navy-deep);color:#fff;padding:1.1rem 1.25rem;position:relative;display:flex;align-items:center;justify-content:space-between;gap:1rem}.chat-header-info{display:flex;flex-direction:column;gap:0.25rem;min-width:0}.chat-header .chat-title{font-family:'Outfit',sans-serif;font-weight:800;font-size:0.98rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.chat-header .chat-status{font-size:0.75rem;color:rgba(255,255,255,0.7);display:flex;align-items:center;gap:0.4rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.chat-header .chat-status .dot{width:7px;height:7px;background:#3DD68C;border-radius:50%;flex-shrink:0}.chat-header-actions{display:flex;gap:0.4rem;flex-shrink:0}.chat-header-btn{width:30px;height:30px;border-radius:50%;background:rgba(255,255,255,0.12);color:#fff;border:none;display:flex;align-items:center;justify-content:center;font-size:0.8rem}.chat-header-btn:hover{background:rgba(255,255,255,0.22)}.chat-body{flex:1;overflow-y:auto;padding:1.1rem;display:flex;flex-direction:column;gap:0.75rem;background:var(--bg-alt)}.chat-bubble{max-width:85%;padding:0.7rem 0.95rem;border-radius:var(--radius-md);font-size:0.87rem;line-height:1.5}.chat-bubble.bot{background:#fff;color:var(--text-main);align-self:flex-start;border-bottom-left-radius:4px;box-shadow:var(--shadow-sm)}.chat-bubble.user{background:var(--orange);color:#fff;align-self:flex-end;border-bottom-right-radius:4px}.chat-quick-replies{display:flex;flex-wrap:wrap;gap:0.5rem;padding:0 1.1rem 1rem;background:var(--bg-alt)}.chat-quick-reply{font-size:0.78rem;font-weight:700;padding:0.5rem 0.85rem;border-radius:var(--radius-pill);background:#fff;border:1px solid var(--border-light);color:var(--navy)}.chat-quick-reply:hover{border-color:var(--orange);color:var(--orange)}.chat-input-row{display:flex;gap:0.5rem;padding:0.85rem;border-top:1px solid var(--border-light);background:#fff}.chat-input-row input{flex:1;border:1.5px solid var(--border-light);border-radius:var(--radius-pill);padding:0.65rem 1rem;font-size:0.85rem}.chat-input-row input:focus{outline:none;border-color:var(--orange)}.chat-send{width:42px;height:42px;border-radius:50%;background:var(--orange);color:#fff;border:none;flex-shrink:0}.chat-disclaimer{font-size:0.68rem;color:var(--text-muted);text-align:center;padding:0.5rem;background:var(--bg-alt)}.chat-bubble.chat-typing{font-style:italic;color:var(--text-muted)}.chat-calc-card{width:100%;max-width:100%}.chat-calc-input:focus{outline:none;border-color:var(--orange)!important}.calc-group-label{font-size:0.75rem;font-weight:800;letter-spacing:0.06em;text-transform:uppercase;color:var(--text-muted);margin:0 0 0.5rem}.calc-group-label:not(:first-of-type){margin-top:1.25rem}.calc-tabs{display:flex;gap:0.5rem;margin-bottom:1rem;flex-wrap:wrap}.calc-tab{padding:0.7rem 1.3rem;border-radius:var(--radius-pill);background:var(--bg-alt);font-weight:700;font-size:0.88rem;color:var(--text-muted);border:1px solid transparent}.calc-tab.active{background:rgba(241,90,36,0.1);color:var(--orange-hover);border-color:rgba(241,90,36,0.3)}.calc-panel{display:none}.calc-panel.active{display:block}.gt-path-btn.active{background:rgba(241,90,36,0.1);color:var(--orange-hover);border-color:rgba(241,90,36,0.3)}.calc-schedule-wrap{margin-top:1rem}.calc-schedule-scroll{overflow-x:auto;border:1px solid var(--border-light);border-radius:var(--radius-md)}.calc-schedule-table{width:100%;border-collapse:collapse;font-size:0.82rem;white-space:nowrap}.calc-schedule-table th,.calc-schedule-table td{padding:0.55rem 0.85rem;text-align:right;border-bottom:1px solid var(--border-light)}.calc-schedule-table th:first-child,.calc-schedule-table td:first-child{text-align:left}.calc-schedule-table th{background:var(--bg-alt);font-weight:700;color:var(--text-muted);font-size:0.75rem;text-transform:uppercase;letter-spacing:0.04em}.calc-schedule-table tr:last-child td{border-bottom:none}.calc-layout{display:grid;grid-template-columns:1fr 0.85fr;gap:2.5rem}@media (max-width:900px){.calc-layout{grid-template-columns:1fr}}.calc-result-sidebar{position:sticky;top:6.5rem;height:fit-content}.result-row{display:flex;justify-content:space-between;align-items:baseline;padding:0.85rem 0;border-bottom:1px solid rgba(255,255,255,0.12)}.result-row .label{font-size:0.85rem;color:rgba(255,255,255,0.75)}.result-row .value{font-family:'Outfit',sans-serif;font-weight:800;font-size:1.15rem;color:#fff}.result-row.highlight .value{color:var(--orange);font-size:1.5rem}.scroll-reveal{opacity:0;transform:translateY(24px);transition:opacity 0.6s ease,transform 0.6s ease}.scroll-reveal.in-view{opacity:1;transform:translateY(0)}.review-stars{display:inline-flex;gap:0.15rem;color:#f5a623;font-size:0.95rem}.review-stars .fa-regular{color:var(--border-light)}.review-badge{display:inline-flex;align-items:center;gap:0.5rem;padding:0.5rem 0.85rem;background:var(--bg-alt);border:1px solid var(--border-light);border-radius:var(--radius-pill);font-size:0.82rem;color:var(--text-main);transition:var(--transition-normal)}.review-badge:hover{border-color:var(--border-navy);box-shadow:var(--shadow-sm)}.review-badge i.fa-brands{color:#4285F4;font-size:1rem}.review-badge .review-stars{font-size:0.8rem}.review-badge-text{white-space:nowrap}.reviews-summary{display:flex;flex-direction:column;align-items:center;gap:0.4rem;margin:-1rem 0 2.5rem}.reviews-summary .review-stars{font-size:1.3rem}.reviews-summary-text{font-size:0.95rem;color:var(--text-muted)}.review-card{display:flex;flex-direction:column}.review-card .review-stars{margin-bottom:0.85rem}.review-author{font-weight:700;font-family:'Outfit',sans-serif;margin-top:auto;padding-top:0.5rem}.review-meta{display:block;font-weight:500;font-size:0.8rem;color:var(--text-muted);margin-top:0.15rem}.reviews-carousel{position:relative}.reviews-viewport{overflow:hidden}.reviews-track{display:flex;transition:transform 0.4s cubic-bezier(0.16,1,0.3,1)}.reviews-page{flex:0 0 100%;min-width:0}.reviews-arrow{position:absolute;top:50%;transform:translateY(-50%);width:44px;height:44px;display:flex;align-items:center;justify-content:center;background:var(--bg-white);border:1px solid var(--border-light);border-radius:50%;box-shadow:var(--shadow-sm);color:var(--navy);font-size:0.9rem;z-index:2;transition:var(--transition-normal)}.reviews-arrow:hover:not(:disabled){background:var(--navy);color:#fff}.reviews-arrow:disabled{opacity:0.3;cursor:not-allowed}.reviews-arrow-prev{left:-22px}.reviews-arrow-next{right:-22px}@media (max-width:900px){.reviews-arrow-prev{left:-4px}.reviews-arrow-next{right:-4px}}.reviews-dots{display:flex;justify-content:center;gap:0.5rem;margin:1.5rem 0 0.5rem}.reviews-dot{width:8px;height:8px;padding:0;border:none;border-radius:50%;background:var(--border-light);transition:var(--transition-normal)}.reviews-dot.active{width:22px;border-radius:4px;background:var(--orange)}.footer-link-btn{background:none;border:none;padding:0;margin:0;font:inherit;font-weight:600;color:var(--text-muted);cursor:pointer;text-decoration:none}.footer-link-btn:hover{color:var(--orange)}.cookie-banner{position:fixed;left:0;right:0;bottom:0;z-index:600;background:#fff;border-top:1px solid var(--border-light);box-shadow:0 -8px 24px rgba(27,29,92,0.1);padding:1.1rem 1.5rem}.cookie-banner[hidden]{display:none}.cookie-banner-inner{max-width:var(--container-max);margin:0 auto;display:flex;align-items:center;gap:1.5rem;flex-wrap:wrap}.cookie-banner-text{flex:1 1 320px;font-size:0.85rem;color:var(--text-muted);line-height:1.55;margin:0}.cookie-banner-text a{color:var(--navy);font-weight:700;text-decoration:underline}.cookie-banner-actions{display:flex;gap:0.6rem;flex-wrap:wrap;flex-shrink:0}body.cookie-banner-visible .chat-trigger{bottom:calc(1.5rem + 88px);transition:bottom var(--transition-normal)}body.cookie-banner-visible .chat-modal{bottom:calc(6rem + 88px);transition:bottom var(--transition-normal)}@media (max-width:640px){body.cookie-banner-visible .chat-trigger{bottom:calc(1.5rem + 140px)}body.cookie-banner-visible .chat-modal{bottom:calc(6rem + 140px)}}.cookie-modal-overlay{position:fixed;inset:0;z-index:650;background:rgba(27,29,92,0.45);display:flex;align-items:center;justify-content:center;padding:1.5rem}.cookie-modal-overlay[hidden]{display:none}.cookie-modal{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);width:460px;max-width:100%;max-height:calc(100vh - 3rem);display:flex;flex-direction:column;overflow:hidden}.cookie-modal-header{background:var(--navy-deep);color:#fff;padding:1.1rem 1.25rem;display:flex;align-items:center;justify-content:space-between}.cookie-modal-header h3{font-family:'Outfit',sans-serif;font-size:1.02rem;font-weight:800;margin:0}.cookie-modal-body{padding:1.25rem;overflow-y:auto;display:flex;flex-direction:column;gap:1.25rem}.cookie-category-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:0.3rem}.cookie-category-header strong{font-family:'Outfit',sans-serif;font-size:0.92rem;color:var(--text-main)}.cookie-category p{font-size:0.82rem;color:var(--text-muted);line-height:1.5;margin:0}.cookie-locked-badge{font-size:0.68rem;font-weight:700;text-transform:uppercase;letter-spacing:0.04em;color:var(--text-muted);background:var(--bg-alt);padding:0.25rem 0.6rem;border-radius:var(--radius-pill)}.cookie-switch{position:relative;display:inline-block;width:42px;height:24px;flex-shrink:0}.cookie-switch input{position:absolute;opacity:0;width:100%;height:100%;margin:0;cursor:pointer}.cookie-switch-track{position:absolute;inset:0;background:var(--border-light);border-radius:var(--radius-pill);transition:var(--transition-fast)}.cookie-switch-thumb{position:absolute;top:3px;left:3px;width:18px;height:18px;background:#fff;border-radius:50%;box-shadow:var(--shadow-sm);transition:var(--transition-fast)}.cookie-switch input:checked + .cookie-switch-track{background:var(--orange)}.cookie-switch input:checked + .cookie-switch-track .cookie-switch-thumb{transform:translateX(18px)}.cookie-switch input:focus-visible + .cookie-switch-track{outline:2px solid var(--navy);outline-offset:2px}.cookie-modal-footer{padding:1rem 1.25rem 1.25rem;display:flex;justify-content:flex-end;gap:0.6rem;border-top:1px solid var(--border-light);flex-wrap:wrap}@media (max-width:480px){.cookie-banner-inner{flex-direction:column;align-items:stretch}.cookie-banner-actions{justify-content:stretch}.cookie-banner-actions .btn-sm{flex:1}}.form-consent-row{display:flex;align-items:flex-start;gap:0.65rem;margin:1rem 0}.form-consent-row input[type="checkbox"]{margin-top:0.2rem;width:17px;height:17px;flex-shrink:0;accent-color:var(--orange)}.form-consent-row label{font-size:0.78rem;color:var(--text-muted);line-height:1.5}.form-consent-row label a{color:var(--navy);font-weight:600;text-decoration:underline}