Once the CRA places a lien or moves toward freezing accounts, options narrow fast. Equity-based financing can pay off tax arrears in full, stopping collection action before it compounds.
CRA tax arrears financing uses home equity to pay off outstanding personal or business tax debt in a single lump sum, before the Canada Revenue Agency escalates to account freezes, wage garnishment, or a property lien. Because the loan is secured by equity, approval does not depend on being current with the CRA at the time of application.
Unlike most creditors, the CRA can freeze bank accounts and register liens without a court order. Early action matters.
Paying arrears before a lien is registered against your property avoids a public claim that complicates future financing.
Clearing the balance can resolve account freezes and garnishment orders, restoring normal financial operation.
Income tax, HST arrears, and source deduction shortfalls can all be consolidated into a single payoff.
Government debt on the clock requires a compressed, no-nonsense process.
Share your CRA statement of account so we know exactly what needs to be paid out.
We confirm your property supports a loan large enough to clear the arrears in full.
Files are prioritized given the time-sensitive nature of CRA collection timelines.
Funds are directed to pay the CRA balance in full, stopping further collection action.
This solution fits homeowners and business owners with property equity facing personal or business tax debt.
Direct answers about using home equity to resolve government debt.
Share your CRA balance and property details for a fast payoff assessment.
