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Terms of Use

Details on our terms of use.

These terms govern your use of the iDream Financial website. By using this site, you agree to the terms below. If you don't agree, please don't use the site.

1. Our Role

iDream Financial is a group of Mortgage Agents working with Mortgage Alliance (FSRA License #10530). We arrange mortgage financing between borrowers and lenders; we are not a bank or lender ourselves, and this website does not constitute an offer or commitment to lend.

2. Accuracy of Information

Rates, fees, program details, and eligibility criteria referenced on this site are illustrative and provided for general informational purposes. They are subject to change without notice and are always confirmed in writing, specific to your file, before you commit to anything.

Calculator results are estimates only and do not constitute a mortgage offer, pre-approval, or formal quote.

3. Not Financial or Legal Advice

Content on this site, including blog articles and FAQ answers, is provided for general informational purposes and does not constitute financial, legal, or tax advice. You should consult a qualified professional about your specific situation before making financial decisions.

4. Submitting Information to Us

By submitting a form on this site, you consent to being contacted by a member of the iDream Financial team regarding your inquiry, and confirm that the information you've provided is accurate to the best of your knowledge.

5. Intellectual Property

The content, design, and branding on this website belong to iDream Financial and may not be copied, reproduced, or used without permission, other than for your own personal, non-commercial reference.

6. Links to Other Websites

This site may link to third-party websites for your convenience. We don't control and aren't responsible for the content or practices of those sites.

7. No Warranty & Limitation of Liability

This website and its content are provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, iDream Financial is not liable for any damages arising from your use of, or inability to use, this website.

8. Governing Law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable within it. Any disputes will be handled in the courts of Ontario.

9. Changes to These Terms

We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

10. Contact Us

Questions about these terms can be sent to hello@idreamfinancial.ca.

Jessica · iDream Financial
AI Assistant · Ontario mortgages
General information only, not a mortgage commitment. Rates and calculator results shown are illustrative starting points.